Home loans Even with limited or spotty credit history you can reach
your dream of homeownership:
Do not get discouraged,
owning your own home is possible. Bad Credit does not mean you can't
own the home of your dreams. There are many programs available to
help you rebuild your credit and loans to fit your needs. You are
not alone in this, there are a vast amount of Americans that have
fallen into debt. But in order to see the light, you must take action
now! First, we would like to suggest that you acquire a copy of
your credit report. Identify an issues that may need to be disputed,
and report even the smallest of errors. Also you need to be aware
that the only ones who can permanently remove the debt from your
record are the credit bureau or the creditor. There are scams out
there, so make sure that you are dealing with a processional. Buying
a home is a worthwhile long-term goal, repairing your credit is
a short-term goal.
have many programs that can help you.
- As little
as a favorable 12-month rental history required.
- An affordable
3% down payment - only 1% needs to be from your own funds and
the balance can come from a gift or other sources.
- 100% of the
closing costs can come from a gift or other sources.
- Less income
required - expanded debt ratios make it easier to qualify.
- Fixed rate
financing - enjoy the security of knowing what your monthly payment
will be for the life of the loan.
Home loans even with limited or spotty credit history will allow
you to reach your dream of homeownership. For more information on
California Home loans, or steps to repairing your credit, please
contact us !
Thank you, for your interest in California Home loans even with
limited or spotty credit history!