California Home Mortgage Loans Lender-Refinance

California Home Mortgage Loans

Call 888.694.0455 ext 85 or apply online

Call one of our California home loan mortgage brokers today and get the lowest rates in the state.

Need a California Home Mortgage Loan?

We are honest, reputable and professional brokers

We provide free information to help you make a smart choice for financing your home

Experienced in debt consolidation and managing bad credit

Nationally licensed and complaint with all state and federal laws

We offer California non owner occupied home loans, California FHA loan, or any other type of California Home Loan. California Homes and Loans can help. As professionals in the California mortgage lending industry, we've built our reputation on providing outstanding products and service to our clients, for all types of loans! That means you can count on us to always look out for your best interests, and to keep you informed throughout every step of the mortgage process. Please don't hesitate to call if you have questions about the information you find here on our web site.

We know you will find the services offered here helpful and the finance programs not only convenient, but very competitive. With some of the best mortgage rates available, it is our goal to help you cut through the clutter and noise in the mortgage marketplace so you can quickly and efficiently find the financing that meets your objectives and fits your lifestyle. Call 888.694.0455 ext 85 or apply online to get started.

We have 100% Zero Down Loans for just about every type of borrower. We offer Zero down financing for Non Owner Occupied homes for the real estate investor and zero down for the first time borrower with damaged credit.

We are mortgage banker and broker licensed with the CA department of real estate. We offer quick approvals and can close loans in as little as 24 hours. We believe that service is not just a word. We help all clients from high scores to low and try to place in the best program for that particular borrower. We don’t just stop shopping for a loan, we look until we feel we found the best deal for client. We are not like some of the retail lenders who just offer cookie cutter loans or banks who don’t disclose what they are making on the back side of the loan. Like when the offer no fee loans but don’t tell you to cover their no fee loans they charged higher rates.

We offer relocation home buyers easy loan process, and can suggest a great realtor in are area that we know will do a great job for our borrowers!

Call (888) 694-0455 today
to speak with a California loan consultant or
fill out our "California Home Loan Quick Quote" form below

Call today and ask about our special California Home Loan programs.
(888) 694-0455

We specialize in:

10, 15, 30 conforming fixed rate mortgages
40 year mortgages
Commercial i.e. churches, apartments, strip malls, liquor stores, gas stations
Land loans heloc loans- stand for home equity line of credit
125%, 115%, 100%, 95%.90%, 85%, 80% loan to value (ltv)
No mi
Prequel for home purchase
Self employed and w-2 wage earner stated assets and income loans
First time home buyers living in apartments can qualify for 100% ltv
Reverse mortgages
Construction loans
Home Improvement loans

We have cut out the middle man and large corporate overhead to bring you the best possible rates and lowest fees. If you have any questions please call now .